Novant Health Medical Park Hospital

If your insurance is Anthem, you may pay significantly less here than with other carriers—their negotiated rate averages around $316 versus $935–$964 with UnitedHealthcare or Cigna. That difference could mean hundreds of dollars out of pocket depending on your plan's coinsurance. Medical Park is a small, nonprofit facility with a 4-star rating, so you're getting decent care at a place where 92% of patients rate their experience positively. The catch: we only have pricing for a limited range of procedures here, so your specific surgery or test may not be in our data—call their billing department and ask for both the gross charges (what gets billed to insurance) and the cash price for your exact procedure.

Before you schedule, ask which insurance plans get the best rates at this location, since Anthem patients see a meaningful advantage. If cost is tight, ask about financial assistance—the hospital provided over $1.4 million in charity care last year, so they have a program for people who qualify. Get your procedure code from your doctor's office, then call billing with your insurance information so they can quote you what you'd actually owe.