Novant Health Matthews Medical Center

If you have Anthem insurance, you're looking at significantly lower negotiated rates here than patients with other plans — Anthem pays around $452 per procedure on average, while Aetna patients see bills closer to $1,138, and NC Department of Public Safety plans around $1,849. Your out-of-pocket cost depends entirely on your specific plan's deductible and copay structure, so before you commit to Matthews Medical Center, call your insurance company and ask what you'd owe for your procedure at this facility. The hospital's gross charges run roughly double their cash price (about $1,454 versus $727 on average), which is standard markup, but the real number that matters is what your insurance actually negotiated.

Before scheduling, call the billing department directly and give them your specific procedure and insurance plan; they can tell you your exact out-of-pocket estimate. If cost becomes a barrier, ask whether you qualify for their financial assistance program — they've distributed over $8 million in charity care, though eligibility thresholds aren't publicly listed, so billing can walk you through that too.