Summary

15 facilities within 25 miles of Charlotte publish prices for MRI Lumbar Spine without Contrast. Cash prices range from $1,550 to $2,013 — a 1.3x difference for an identical procedure. The North Carolina average is $2,537.

$1,550 lowest
$2,013 highest
Best Value

Novant Health Presbyterian Medical Center

Charlotte, VA · Novant Health · 0.0 mi

$1,550 Cash price
4/5 CMS rating
65.0% Patient satisfaction

Lowest price among hospitals rated 4 stars or above. Patient satisfaction: 65%. Cash price of $1,550 is below the statewide average of $2,537.

All facilities ranked by price

1
Novant Health Presbyterian Medical Center 4★ · 0.0 mi · Nonprofit
$1,550
2
Novant Health Rowan Medical Center 2★ · 0.3 mi · Nonprofit
$1,961
3
Atrium Health Lincoln 4★ · 0.3 mi · Local government
$2,013
4
Atrium Health Union 3★ · 0.3 mi · Local government
$2,013
5
Atrium Health Pineville 3★ · 0.0 mi · Local government
$2,013
6
Carolinas Medical Center-northeast 3★ · 0.3 mi · Local government
$2,013
7
Carolinas Medical Center/behav Health 3★ · 0.0 mi · Local government
$2,013
8
Stanly Regional Medical Center 3★ · 0.3 mi · Nonprofit
$2,013
9
Atrium Health University City 3★ · 0.0 mi · Local government
$2,013
10
Atrium Health Cleveland 2★ · 0.3 mi · Local government
$2,013
11
Atrium Health Anson · 0.3 mi · Local government
$2,013
Complete facility data
# Facility Cash Price Gross Charge Markup CMS Stars Patient Rating Ownership
1 Novant Health Presbyterian Medical Center Novant Health Charlotte, NC · 0.0 mi $1,550 $3,101 2.0x 4/5 65.0% Nonprofit
2 Novant Health Rowan Medical Center Novant Health Salisbury, NC · 0.3 mi $1,961 $3,922 2.0x 2/5 63.0% Nonprofit
3 Atrium Health Lincoln Atrium Health Lincolnton, NC · 0.3 mi $2,013 $4,026 2.0x 4/5 80.0% Local government
4 Atrium Health Union Atrium Health Monroe, NC · 0.3 mi $2,013 $4,026 2.0x 3/5 74.0% Local government
5 Atrium Health Pineville Atrium Health Charlotte, NC · 0.0 mi $2,013 $4,026 2.0x 3/5 72.0% Local government
6 Carolinas Medical Center-northeast Atrium Health Concord, NC · 0.3 mi $2,013 $4,026 2.0x 3/5 71.0% Local government
7 Carolinas Medical Center/behav Health Atrium Health Charlotte, NC · 0.0 mi $2,013 $4,026 2.0x 3/5 71.0% Local government
8 Stanly Regional Medical Center Atrium Health Albemarle, NC · 0.3 mi $2,013 $4,026 2.0x 3/5 71.0% Nonprofit
9 Atrium Health University City Atrium Health Charlotte, NC · 0.0 mi $2,013 $4,026 2.0x 3/5 66.0% Local government
10 Atrium Health Cleveland Atrium Health Shelby, NC · 0.3 mi $2,013 $4,026 2.0x 2/5 71.0% Local government
11 Atrium Health Anson Atrium Health Wadesboro, NC · 0.3 mi $2,013 $4,026 2.0x 81.0% Local government
12 Novant Health Mint Hill Medical Center Novant Health Charlotte, NC · 0.0 mi 4/5 81.0% Nonprofit
13 Novant Health Matthews Medical Center Novant Health Matthews, NC · 0.3 mi 4/5 70.0% Nonprofit
14 Novant Health Huntersville Medical Center Novant Health Huntersville, NC · 0.3 mi 4/5 66.0% Nonprofit
15 Novant Health Ballantyne Medical Center Novant Health Charlotte, NC · 0.0 mi 80.0% Nonprofit

Insurance negotiated rates by facility

The rates below are what each insurer has contractually agreed to pay this hospital for MRI Lumbar Spine without Contrast. Your actual out-of-pocket cost depends on your deductible status and copay structure.

Novant Health Presbyterian Medical Center

Cash: $1,550
Insurance Plan Negotiated Rate vs Cash
Blue Cross Blue Shield Blue Medicare $232 -$1,319
Humana Medicare $232 -$1,319
Pace of the Southern Piedmont All Plans $232 -$1,319
UnitedHealthcare Medicare $232 -$1,319
Aetna Medicare $238 -$1,313
Cigna HealthSpring $239 -$1,312
Liberty Health Medicare HMO $243 -$1,307
Blue Cross Blue Shield Advantage65 $399 -$1,151
Blue Cross Blue Shield BlueCare $399 -$1,151
Blue Cross Blue Shield BlueMedicare HMO $399 -$1,151
Blue Cross Blue Shield BlueMedicare PPO $399 -$1,151
Blue Cross Blue Shield BlueSelect $399 -$1,151
Blue Cross Blue Shield HMO $399 -$1,151
Blue Cross Blue Shield BlueOptions $451 -$1,100
Blue Cross Blue Shield CoverFL $451 -$1,100

37 additional plans not shown.

Novant Health Rowan Medical Center

Cash: $1,961
Insurance Plan Negotiated Rate vs Cash
Blue Cross Blue Shield Blue Medicare $232 -$1,729
Humana Medicare $232 -$1,729
Pace of the Southern Piedmont All Plans $232 -$1,729
UnitedHealthcare Medicare $232 -$1,729
Aetna Medicare $238 -$1,723
Cigna HealthSpring $239 -$1,722
Liberty Health Medicare HMO $243 -$1,718
Blue Cross Blue Shield Advantage65 $399 -$1,562
Blue Cross Blue Shield BlueCare $399 -$1,562
Blue Cross Blue Shield BlueMedicare HMO $399 -$1,562
Blue Cross Blue Shield BlueMedicare PPO $399 -$1,562
Blue Cross Blue Shield BlueSelect $399 -$1,562
Blue Cross Blue Shield HMO $399 -$1,562
Blue Cross Blue Shield BlueOptions $451 -$1,510
Blue Cross Blue Shield CoverFL $451 -$1,510

38 additional plans not shown.

Atrium Health Lincoln

Cash: $2,013
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $231 -$1,782
Aetna Medicare Advantage $235 -$1,778
Cigna Medicare Advantage $238 -$1,775
UnitedHealthcare Medicare Advantage $239 -$1,774
OrthoCarolina Commercial $283 -$1,730
Amerihealth Caritas Managed Medicaid $454 -$1,559
Alliance Behavioral Health $459 -$1,554
Carolina Complete Health Managed Medicaid $463 -$1,550
Healthy Blue Managed Medicaid $463 -$1,550
Wellcare Managed Medicaid $463 -$1,550
Partners Managed Medicaid $467 -$1,546
Vaya Managed Medicaid $467 -$1,546
Alliance Managed Medicaid $472 -$1,541
Trillium Managed Medicaid $476 -$1,537
UnitedHealthcare Managed Medicaid $670 -$1,344

26 additional plans not shown.

Atrium Health Union

Cash: $2,013
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $234 -$1,779
Aetna Medicare Advantage $238 -$1,775
Cigna Medicare Advantage $241 -$1,772
UnitedHealthcare Medicare Advantage $242 -$1,771
Ortho Carolina Commercial $287 -$1,726
Partners Managed Medicaid $523 -$1,490
Amerihealth Caritas Managed Medicaid $527 -$1,486
Alliance Managed Medicaid $533 -$1,480
Carolina Complete Health Managed Medicaid $537 -$1,476
Healthy Blue Managed Medicaid $537 -$1,476
Wellcare Managed Medicaid $537 -$1,476
UnitedHealthcare Managed Medicaid $540 -$1,474
Vaya Managed Medicaid $543 -$1,470
Trillium Managed Medicaid $554 -$1,459
Alliance Behavioral Health $623 -$1,390

28 additional plans not shown.

Atrium Health Pineville

Cash: $2,013
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $234 -$1,779
Aetna Medicare Advantage $238 -$1,775
Cigna Medicare Advantage $241 -$1,772
UnitedHealthcare Medicare Advantage $242 -$1,771
Ortho Carolina Commercial $287 -$1,726
Partners Managed Medicaid $403 -$1,610
Amerihealth Caritas Managed Medicaid $409 -$1,604
Alliance Behavioral Health $413 -$1,600
Carolina Complete Health Managed Medicaid $416 -$1,597
Healthy Blue Managed Medicaid $416 -$1,597
Wellcare Managed Medicaid $416 -$1,597
Vaya Managed Medicaid $420 -$1,593
Alliance Managed Medicaid $427 -$1,586
Trillium Managed Medicaid $429 -$1,584
UnitedHealthcare Managed Medicaid $602 -$1,411

29 additional plans not shown.

Carolinas Medical Center-northeast

Cash: $2,013
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $234 -$1,779
Aetna Medicare Advantage $238 -$1,775
Cigna Medicare Advantage $241 -$1,772
UnitedHealthcare Medicare Advantage $242 -$1,771
Ortho Carolina Commercial $287 -$1,726
Amerihealth Caritas Managed Medicaid $494 -$1,519
Alliance Behavioral Health $499 -$1,514
Carolina Complete Health Managed Medicaid $503 -$1,510
Wellcare Managed Medicaid $503 -$1,510
Healthy Blue Managed Medicaid $503 -$1,510
Partners Managed Medicaid $507 -$1,506
Vaya Managed Medicaid $508 -$1,505
UnitedHealthcare Managed Medicaid $513 -$1,501
Alliance Managed Medicaid $513 -$1,500
Trillium Managed Medicaid $519 -$1,495

32 additional plans not shown.

Carolinas Medical Center/behav Health

Cash: $2,013
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $234 -$1,779
Aetna Medicare Advantage $238 -$1,775
Cigna Medicare Advantage $241 -$1,772
UnitedHealthcare Medicare Advantage $242 -$1,771
Ortho Carolina Commercial $287 -$1,726
Molina Managed Medicaid $699 -$1,314
Amerihealth Caritas Managed Medicaid $878 -$1,135
Partners Managed Medicaid $886 -$1,127
Alliance Behavioral Health $887 -$1,127
Carolina Complete Health Managed Medicaid $894 -$1,119
Healthy Blue Managed Medicaid $895 -$1,118
Wellcare Managed Medicaid $895 -$1,118
Vaya Managed Medicaid $903 -$1,110
Aetna North Carolina Preferred Plus Commercial $906 -$1,107
Alliance Managed Medicaid $912 -$1,101

34 additional plans not shown.

Stanly Regional Medical Center

Cash: $2,013
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $234 -$1,779
Aetna Medicare Advantage $238 -$1,775
Cigna Medicare Advantage $241 -$1,772
UnitedHealthcare Medicare Advantage $242 -$1,771
Partners Managed Medicaid $483 -$1,530
Alliance Behavioral Health $484 -$1,530
Wellcare Managed Medicaid $488 -$1,526
Carolina Complete Health Managed Medicaid $488 -$1,526
Healthy Blue Managed Medicaid $488 -$1,526
Amerihealth Caritas Managed Medicaid $492 -$1,521
Vaya Managed Medicaid $492 -$1,521
Alliance Managed Medicaid $497 -$1,516
Trillium Managed Medicaid $502 -$1,511
UnitedHealthcare Managed Medicaid $707 -$1,306
Blue Cross Blue Shield Local Individual Commercial $748 -$1,265

31 additional plans not shown.

Atrium Health University City

Cash: $2,013
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $234 -$1,779
Aetna Medicare Advantage $238 -$1,775
Cigna Medicare Advantage $241 -$1,772
UnitedHealthcare Medicare Advantage $242 -$1,771
Ortho Carolina Commercial $287 -$1,726
Partners Managed Medicaid $403 -$1,610
Amerihealth Caritas Managed Medicaid $413 -$1,600
Alliance Behavioral Health $417 -$1,596
Carolina Complete Health Managed Medicaid $420 -$1,593
Wellcare Managed Medicaid $420 -$1,593
Healthy Blue Managed Medicaid $420 -$1,593
Vaya Managed Medicaid $424 -$1,589
Alliance Managed Medicaid $429 -$1,584
Trillium Managed Medicaid $433 -$1,580
UnitedHealthcare Managed Medicaid $608 -$1,405

32 additional plans not shown.

Atrium Health Cleveland

Cash: $2,013
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $232 -$1,782
Aetna Medicare Advantage $235 -$1,778
Cigna Medicare Advantage $238 -$1,775
UnitedHealthcare Medicare Advantage $239 -$1,774
Partners Managed Medicaid $564 -$1,449
Amerihealth Caritas Managed Medicaid $568 -$1,445
Healthy Blue Managed Medicaid $579 -$1,434
Carolina Complete Health Managed Medicaid $579 -$1,434
Wellcare Managed Medicaid $579 -$1,434
Vaya Managed Medicaid $585 -$1,428
Trillium Managed Medicaid $596 -$1,417
Alliance Managed Medicaid $597 -$1,416
Alliance Behavioral Health $674 -$1,339
UnitedHealthcare Managed Medicaid $843 -$1,170
Aetna North Carolina Preferred Plus Commercial $906 -$1,107

31 additional plans not shown.

Atrium Health Anson

Cash: $2,013
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $234 -$1,779
Aetna Medicare Advantage $238 -$1,775
Cigna Medicare Advantage $241 -$1,772
UnitedHealthcare Medicare Advantage $242 -$1,771
Amerihealth Caritas Managed Medicaid $602 -$1,411
Alliance Behavioral Health $608 -$1,405
Partners Managed Medicaid $614 -$1,399
Wellcare Managed Medicaid $614 -$1,399
Carolina Complete Health Managed Medicaid $614 -$1,399
Healthy Blue Managed Medicaid $614 -$1,399
Vaya Managed Medicaid $620 -$1,393
Alliance Managed Medicaid $620 -$1,393
Trillium Managed Medicaid $632 -$1,381
UnitedHealthcare Managed Medicaid $890 -$1,123
Aetna North Carolina Preferred Plus $906 -$1,107

27 additional plans not shown.

Novant Health Mint Hill Medical Center

Cash: N/A
Insurance Plan Negotiated Rate
Blue Cross Blue Shield Blue Medicare $232
Humana Medicare $232
Pace of the Southern Piedmont All Plans $232
UnitedHealthcare Medicare $232
Aetna Medicare $238
Cigna HealthSpring $239
Liberty Health Medicare HMO $243
Blue Cross Blue Shield Advantage65 $399
Blue Cross Blue Shield BlueCare $399
Blue Cross Blue Shield BlueMedicare HMO $399
Blue Cross Blue Shield BlueMedicare PPO $399
Blue Cross Blue Shield BlueSelect $399
Blue Cross Blue Shield HMO $399
Blue Cross Blue Shield BlueOptions $451
Blue Cross Blue Shield CoverFL $451

9 additional plans not shown.

Novant Health Matthews Medical Center

Cash: N/A
Insurance Plan Negotiated Rate
Blue Cross Blue Shield Blue Medicare $232
Humana Medicare $232
Pace of the Southern Piedmont All Plans $232
UnitedHealthcare Medicare $232
Aetna Medicare $238
Cigna HealthSpring $239
Liberty Health Medicare HMO $243
Blue Cross Blue Shield Advantage65 $399
Blue Cross Blue Shield BlueCare $399
Blue Cross Blue Shield BlueMedicare HMO $399
Blue Cross Blue Shield BlueMedicare PPO $399
Blue Cross Blue Shield BlueSelect $399
Blue Cross Blue Shield HMO $399
Blue Cross Blue Shield BlueOptions $451
Blue Cross Blue Shield CoverFL $451

9 additional plans not shown.

Novant Health Huntersville Medical Center

Cash: N/A
Insurance Plan Negotiated Rate
Blue Cross Blue Shield Blue Medicare $232
Humana Medicare $232
Pace of the Southern Piedmont All Payer $232
UnitedHealthcare Medicare $232
Aetna Medicare $238
Cigna HealthSpring $239
Liberty Health Medicare HMO $243
Blue Cross Blue Shield Advantage65 $399
Blue Cross Blue Shield BlueCare $399
Blue Cross Blue Shield BlueMedicare HMO $399
Blue Cross Blue Shield BlueMedicare PPO $399
Blue Cross Blue Shield BlueSelect $399
Blue Cross Blue Shield HMO $399
Blue Cross Blue Shield BlueOptions $451
Blue Cross Blue Shield CoverFL $451

9 additional plans not shown.

Novant Health Ballantyne Medical Center

Cash: N/A
Insurance Plan Negotiated Rate
Blue Cross Blue Shield Blue Medicare $232
Humana Medicare $232
Pace of the Southern Piedmont All Plans $232
UnitedHealthcare Medicare $232
Aetna Medicare $238
Cigna HealthSpring $239
Liberty Health Medicare HMO $243
Blue Cross Blue Shield Advantage65 $399
Blue Cross Blue Shield BlueCare $399
Blue Cross Blue Shield BlueMedicare HMO $399
Blue Cross Blue Shield BlueMedicare PPO $399
Blue Cross Blue Shield BlueSelect $399
Blue Cross Blue Shield HMO $399
Blue Cross Blue Shield BlueOptions $451
Blue Cross Blue Shield CoverFL $451

9 additional plans not shown.

Before you call

The data in this report is from each hospital's publicly filed prices. Here's how to use it.

Confirm the price

Call the hospital's billing department and ask for a price estimate or Good Faith Estimate for MRI Lumbar Spine without Contrast (CPT 72148). Under federal law, they must provide this. Compare it to the published price in this report.

Ask about cash pay

If you haven't met your deductible, ask for the cash/self-pay rate. At many hospitals, the cash price is lower than the insurance-negotiated rate. You can see this in the insurance table above — some negotiated rates exceed the cash price.

Compare before you schedule

You are not required to use the facility your doctor referred you to. You can request a referral to any in-network facility. The same procedure, same quality — sometimes at a fraction of the price.

Ask about financial help

Most nonprofit hospitals in Virginia offer financial assistance to patients based on household income. This is separate from insurance — even insured patients can qualify. Ask billing for their Financial Assistance Policy.

Financial assistance by facility

Nonprofit hospitals are legally required to have financial assistance programs. Below is what we know about each facility's charitable care.

Facility Status Charity Care Provided How to Apply
Novant Health Presbyterian Medical Center Nonprofit Call billing, request Financial Assistance application
Novant Health Rowan Medical Center Nonprofit Call billing, request Financial Assistance application
Atrium Health Lincoln Local government N/A (for-profit)
Atrium Health Union Local government N/A (for-profit)
Atrium Health Pineville Local government N/A (for-profit)
Carolinas Medical Center-northeast Local government N/A (for-profit)
Carolinas Medical Center/behav Health Local government N/A (for-profit)
Stanly Regional Medical Center Nonprofit Call billing, request Financial Assistance application
Atrium Health University City Local government N/A (for-profit)
Atrium Health Cleveland Local government N/A (for-profit)
Atrium Health Anson Local government N/A (for-profit)
Novant Health Mint Hill Medical Center Nonprofit Call billing, request Financial Assistance application
Novant Health Matthews Medical Center Nonprofit Call billing, request Financial Assistance application
Novant Health Huntersville Medical Center Nonprofit Call billing, request Financial Assistance application
Novant Health Ballantyne Medical Center Nonprofit Call billing, request Financial Assistance application

What to do next

  1. Identify your top 2-3 facilities based on price, quality rating, and distance. The data in this report shows that lower price does not mean lower quality — check the star ratings.
  2. Call billing before you schedule. Confirm the published price. Ask for a Good Faith Estimate. Ask whether there's a prompt-pay or cash-pay discount beyond the listed rate.
  3. Check your deductible status. If you haven't met your deductible, compare the cash rate to what you'd owe through insurance. In some cases, paying cash is cheaper than using your plan.
  4. Apply for financial assistance if your household income is under $60,000-$125,000 (thresholds vary). Most eligible patients never apply because they don't know the program exists.
  5. Get everything in writing. Before your procedure, get a written price estimate. After, review the bill line by line. Roughly 80% of hospital bills contain errors (Becker's Hospital Review).

Data sources

Hospital prices
Published machine-readable files, required under CMS Hospital Price Transparency Rule (45 CFR Part 180)
Quality ratings
CMS Hospital Compare, updated quarterly
Patient satisfaction
HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems)
Financial data
CMS Cost Reports (charity care, revenue) and IRS 990 filings (officer compensation)

This report is for informational purposes only. It is not medical advice. Every price shown is a price a hospital published — not an estimate. Actual out-of-pocket costs depend on your insurance plan, deductible status, and clinical circumstances. Consult your healthcare provider and insurer before making decisions.