Summary

15 facilities within 25 miles of Charlotte publish prices for MRI Lumbar Spine with and without Contrast. Cash prices range from $1,970 to $2,656 — a 1.3x difference for an identical procedure. The North Carolina average is $3,489.

$1,970 lowest
$2,656 highest
Best Value

Novant Health Presbyterian Medical Center

Charlotte, VA · Novant Health · 0.0 mi

$1,970 Cash price
4/5 CMS rating
65.0% Patient satisfaction

Lowest price among hospitals rated 4 stars or above. Patient satisfaction: 65%. Cash price of $1,970 is below the statewide average of $3,489.

All facilities ranked by price

1
Novant Health Presbyterian Medical Center 4★ · 0.0 mi · Nonprofit
$1,970
2
Novant Health Rowan Medical Center 2★ · 0.3 mi · Nonprofit
$2,491
3
Atrium Health Lincoln 4★ · 0.3 mi · Local government
$2,656
4
Atrium Health Union 3★ · 0.3 mi · Local government
$2,656
5
Atrium Health Pineville 3★ · 0.0 mi · Local government
$2,656
6
Carolinas Medical Center-northeast 3★ · 0.3 mi · Local government
$2,656
7
Carolinas Medical Center/behav Health 3★ · 0.0 mi · Local government
$2,656
8
Stanly Regional Medical Center 3★ · 0.3 mi · Nonprofit
$2,656
9
Atrium Health University City 3★ · 0.0 mi · Local government
$2,656
10
Atrium Health Cleveland 2★ · 0.3 mi · Local government
$2,656
11
Atrium Health Anson · 0.3 mi · Local government
$2,656
Complete facility data
# Facility Cash Price Gross Charge Markup CMS Stars Patient Rating Ownership
1 Novant Health Presbyterian Medical Center Novant Health Charlotte, NC · 0.0 mi $1,970 $3,939 2.0x 4/5 65.0% Nonprofit
2 Novant Health Rowan Medical Center Novant Health Salisbury, NC · 0.3 mi $2,491 $4,982 2.0x 2/5 63.0% Nonprofit
3 Atrium Health Lincoln Atrium Health Lincolnton, NC · 0.3 mi $2,656 $5,312 2.0x 4/5 80.0% Local government
4 Atrium Health Union Atrium Health Monroe, NC · 0.3 mi $2,656 $5,312 2.0x 3/5 74.0% Local government
5 Atrium Health Pineville Atrium Health Charlotte, NC · 0.0 mi $2,656 $5,312 2.0x 3/5 72.0% Local government
6 Carolinas Medical Center-northeast Atrium Health Concord, NC · 0.3 mi $2,656 $5,312 2.0x 3/5 71.0% Local government
7 Carolinas Medical Center/behav Health Atrium Health Charlotte, NC · 0.0 mi $2,656 $5,312 2.0x 3/5 71.0% Local government
8 Stanly Regional Medical Center Atrium Health Albemarle, NC · 0.3 mi $2,656 $5,312 2.0x 3/5 71.0% Nonprofit
9 Atrium Health University City Atrium Health Charlotte, NC · 0.0 mi $2,656 $5,312 2.0x 3/5 66.0% Local government
10 Atrium Health Cleveland Atrium Health Shelby, NC · 0.3 mi $2,656 $5,312 2.0x 2/5 71.0% Local government
11 Atrium Health Anson Atrium Health Wadesboro, NC · 0.3 mi $2,656 $5,312 2.0x 81.0% Local government
12 Novant Health Mint Hill Medical Center Novant Health Charlotte, NC · 0.0 mi 4/5 81.0% Nonprofit
13 Novant Health Matthews Medical Center Novant Health Matthews, NC · 0.3 mi 4/5 70.0% Nonprofit
14 Novant Health Huntersville Medical Center Novant Health Huntersville, NC · 0.3 mi 4/5 66.0% Nonprofit
15 Novant Health Ballantyne Medical Center Novant Health Charlotte, NC · 0.0 mi 80.0% Nonprofit

Insurance negotiated rates by facility

The rates below are what each insurer has contractually agreed to pay this hospital for MRI Lumbar Spine with and without Contrast. Your actual out-of-pocket cost depends on your deductible status and copay structure.

Novant Health Presbyterian Medical Center

Cash: $1,970
Insurance Plan Negotiated Rate vs Cash
Blue Cross Blue Shield Blue Medicare $339 -$1,630
Humana Medicare $339 -$1,630
Pace of the Southern Piedmont All Plans $339 -$1,630
UnitedHealthcare Medicare $339 -$1,630
Aetna Medicare $348 -$1,622
Cigna HealthSpring $349 -$1,620
Liberty Health Medicare HMO $356 -$1,614
Blue Cross Blue Shield Advantage65 $621 -$1,348
Blue Cross Blue Shield BlueCare $621 -$1,348
Blue Cross Blue Shield BlueMedicare HMO $621 -$1,348
Blue Cross Blue Shield BlueMedicare PPO $621 -$1,348
Blue Cross Blue Shield BlueSelect $621 -$1,348
Blue Cross Blue Shield HMO $621 -$1,348
Carolina Complete Medicaid $686 -$1,283

37 additional plans not shown.

Novant Health Rowan Medical Center

Cash: $2,491
Insurance Plan Negotiated Rate vs Cash
Blue Cross Blue Shield Blue Medicare $339 -$2,152
Humana Medicare $339 -$2,152
Pace of the Southern Piedmont All Plans $339 -$2,152
UnitedHealthcare Medicare $339 -$2,152
Aetna Medicare $348 -$2,144
Cigna HealthSpring $349 -$2,142
Liberty Health Medicare HMO $356 -$2,135
Blue Cross Blue Shield Advantage65 $621 -$1,870
Blue Cross Blue Shield BlueCare $621 -$1,870
Blue Cross Blue Shield BlueMedicare HMO $621 -$1,870
Blue Cross Blue Shield BlueMedicare PPO $621 -$1,870
Blue Cross Blue Shield BlueSelect $621 -$1,870
Blue Cross Blue Shield HMO $621 -$1,870
Blue Cross Blue Shield BlueOptions $701 -$1,790

38 additional plans not shown.

Atrium Health Lincoln

Cash: $2,656
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $342 -$2,314
Aetna Medicare Advantage $347 -$2,309
Cigna Medicare Advantage $352 -$2,304
UnitedHealthcare Medicare Advantage $353 -$2,303
OrthoCarolina Commercial $419 -$2,237
Amerihealth Caritas Managed Medicaid $599 -$2,057
Alliance Behavioral Health $605 -$2,051
Carolina Complete Health Managed Medicaid $610 -$2,046
Healthy Blue Managed Medicaid $610 -$2,046
Wellcare Managed Medicaid $610 -$2,046
Partners Managed Medicaid $616 -$2,040
Vaya Managed Medicaid $616 -$2,040
Alliance Managed Medicaid $623 -$2,033
Trillium Managed Medicaid $628 -$2,028
UnitedHealthcare Managed Medicaid $883 -$1,773

26 additional plans not shown.

Atrium Health Union

Cash: $2,656
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $346 -$2,310
Aetna Medicare Advantage $352 -$2,304
Cigna Medicare Advantage $357 -$2,299
UnitedHealthcare Medicare Advantage $358 -$2,298
Ortho Carolina Commercial $425 -$2,231
Partners Managed Medicaid $691 -$1,965
Amerihealth Caritas Managed Medicaid $696 -$1,960
Alliance Managed Medicaid $703 -$1,953
Carolina Complete Health Managed Medicaid $709 -$1,947
Healthy Blue Managed Medicaid $709 -$1,947
Wellcare Managed Medicaid $709 -$1,947
UnitedHealthcare Managed Medicaid $712 -$1,944
Vaya Managed Medicaid $716 -$1,940
Trillium Managed Medicaid $730 -$1,926
Alliance Behavioral Health $822 -$1,834

28 additional plans not shown.

Atrium Health Pineville

Cash: $2,656
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $346 -$2,310
Aetna Medicare Advantage $352 -$2,304
Cigna Medicare Advantage $357 -$2,299
UnitedHealthcare Medicare Advantage $358 -$2,298
Ortho Carolina Commercial $425 -$2,231
Partners Managed Medicaid $531 -$2,125
Amerihealth Caritas Managed Medicaid $539 -$2,117
Alliance Behavioral Health $544 -$2,112
Carolina Complete Health Managed Medicaid $549 -$2,107
Healthy Blue Managed Medicaid $549 -$2,107
Wellcare Managed Medicaid $549 -$2,107
Vaya Managed Medicaid $555 -$2,101
Alliance Managed Medicaid $563 -$2,093
Trillium Managed Medicaid $566 -$2,090
UnitedHealthcare Managed Medicaid $795 -$1,861

29 additional plans not shown.

Carolinas Medical Center-northeast

Cash: $2,656
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $346 -$2,310
Aetna Medicare Advantage $352 -$2,304
Cigna Medicare Advantage $357 -$2,299
UnitedHealthcare Medicare Advantage $358 -$2,298
Ortho Carolina Commercial $425 -$2,231
Amerihealth Caritas Managed Medicaid $652 -$2,004
Alliance Behavioral Health $658 -$1,998
Carolina Complete Health Managed Medicaid $664 -$1,992
Wellcare Managed Medicaid $664 -$1,992
Healthy Blue Managed Medicaid $664 -$1,992
Partners Managed Medicaid $669 -$1,987
Vaya Managed Medicaid $671 -$1,985
UnitedHealthcare Managed Medicaid $676 -$1,980
Alliance Managed Medicaid $677 -$1,979
Trillium Managed Medicaid $684 -$1,972

32 additional plans not shown.

Carolinas Medical Center/behav Health

Cash: $2,656
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $346 -$2,310
Aetna Medicare Advantage $352 -$2,304
Cigna Medicare Advantage $357 -$2,299
UnitedHealthcare Medicare Advantage $358 -$2,298
Ortho Carolina Commercial $425 -$2,231
Aetna North Carolina Preferred Plus Commercial $906 -$1,750
Aetna Broad Network $1,020 -$1,636
Amerihealth Caritas Managed Medicaid $1,159 -$1,497
Partners Managed Medicaid $1,169 -$1,487
Alliance Behavioral Health $1,170 -$1,486
Carolina Complete Health Managed Medicaid $1,179 -$1,477
Healthy Blue Managed Medicaid $1,180 -$1,476
Wellcare Managed Medicaid $1,180 -$1,476
Vaya Managed Medicaid $1,192 -$1,464
Alliance Managed Medicaid $1,204 -$1,452

34 additional plans not shown.

Stanly Regional Medical Center

Cash: $2,656
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $346 -$2,310
Aetna Medicare Advantage $352 -$2,304
Cigna Medicare Advantage $357 -$2,299
UnitedHealthcare Medicare Advantage $358 -$2,298
Partners Managed Medicaid $637 -$2,019
Alliance Behavioral Health $638 -$2,018
Wellcare Managed Medicaid $643 -$2,013
Carolina Complete Health Managed Medicaid $643 -$2,013
Healthy Blue Managed Medicaid $643 -$2,013
Amerihealth Caritas Managed Medicaid $650 -$2,006
Vaya Managed Medicaid $650 -$2,006
Alliance Managed Medicaid $656 -$2,000
Trillium Managed Medicaid $662 -$1,994
Aetna North Carolina Preferred Plus $906 -$1,750
UnitedHealthcare Managed Medicaid $933 -$1,723

31 additional plans not shown.

Atrium Health University City

Cash: $2,656
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $346 -$2,310
Aetna Medicare Advantage $352 -$2,304
Cigna Medicare Advantage $357 -$2,299
UnitedHealthcare Medicare Advantage $358 -$2,298
Ortho Carolina Commercial $425 -$2,231
Partners Managed Medicaid $531 -$2,125
Amerihealth Caritas Managed Medicaid $544 -$2,112
Alliance Behavioral Health $550 -$2,106
Carolina Complete Health Managed Medicaid $555 -$2,101
Wellcare Managed Medicaid $555 -$2,101
Healthy Blue Managed Medicaid $555 -$2,101
Vaya Managed Medicaid $560 -$2,096
Alliance Managed Medicaid $566 -$2,090
Trillium Managed Medicaid $571 -$2,085
UnitedHealthcare Managed Medicaid $803 -$1,853

32 additional plans not shown.

Atrium Health Cleveland

Cash: $2,656
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $342 -$2,314
Aetna Medicare Advantage $347 -$2,309
Cigna Medicare Advantage $352 -$2,304
UnitedHealthcare Medicare Advantage $353 -$2,303
Partners Managed Medicaid $744 -$1,912
Amerihealth Caritas Managed Medicaid $750 -$1,907
Healthy Blue Managed Medicaid $764 -$1,892
Carolina Complete Health Managed Medicaid $764 -$1,892
Wellcare Managed Medicaid $764 -$1,892
Vaya Managed Medicaid $771 -$1,885
Trillium Managed Medicaid $787 -$1,869
Alliance Managed Medicaid $788 -$1,868
Alliance Behavioral Health $889 -$1,767
Aetna North Carolina Preferred Plus Commercial $906 -$1,750
Aetna Broad Network $1,020 -$1,636

31 additional plans not shown.

Atrium Health Anson

Cash: $2,656
Insurance Plan Negotiated Rate vs Cash
Humana Medicare Advantage $346 -$2,310
Aetna Medicare Advantage $352 -$2,304
Cigna Medicare Advantage $357 -$2,299
UnitedHealthcare Medicare Advantage $358 -$2,298
Amerihealth Caritas Managed Medicaid $795 -$1,861
Alliance Behavioral Health $803 -$1,853
Partners Managed Medicaid $810 -$1,846
Wellcare Managed Medicaid $810 -$1,846
Carolina Complete Health Managed Medicaid $810 -$1,846
Healthy Blue Managed Medicaid $810 -$1,846
Vaya Managed Medicaid $818 -$1,839
Alliance Managed Medicaid $818 -$1,839
Trillium Managed Medicaid $834 -$1,822
Aetna North Carolina Preferred Plus $906 -$1,750
Aetna Broad Network $1,020 -$1,636

27 additional plans not shown.

Novant Health Mint Hill Medical Center

Cash: N/A
Insurance Plan Negotiated Rate
Blue Cross Blue Shield Blue Medicare $339
Humana Medicare $339
Pace of the Southern Piedmont All Plans $339
UnitedHealthcare Medicare $339
Aetna Medicare $348
Cigna HealthSpring $349
Liberty Health Medicare HMO $356
Blue Cross Blue Shield Advantage65 $621
Blue Cross Blue Shield BlueCare $621
Blue Cross Blue Shield BlueMedicare HMO $621
Blue Cross Blue Shield BlueMedicare PPO $621
Blue Cross Blue Shield BlueSelect $621
Blue Cross Blue Shield HMO $621
Blue Cross Blue Shield BlueOptions $701

9 additional plans not shown.

Novant Health Matthews Medical Center

Cash: N/A
Insurance Plan Negotiated Rate
Blue Cross Blue Shield Blue Medicare $339
Humana Medicare $339
Pace of the Southern Piedmont All Plans $339
UnitedHealthcare Medicare $339
Aetna Medicare $348
Cigna HealthSpring $349
Liberty Health Medicare HMO $356
Blue Cross Blue Shield Advantage65 $621
Blue Cross Blue Shield BlueCare $621
Blue Cross Blue Shield BlueMedicare HMO $621
Blue Cross Blue Shield BlueMedicare PPO $621
Blue Cross Blue Shield BlueSelect $621
Blue Cross Blue Shield HMO $621
Blue Cross Blue Shield BlueOptions $701

9 additional plans not shown.

Novant Health Huntersville Medical Center

Cash: N/A
Insurance Plan Negotiated Rate
Blue Cross Blue Shield Blue Medicare $339
Humana Medicare $339
Pace of the Southern Piedmont All Payer $339
UnitedHealthcare Medicare $339
Aetna Medicare $348
Cigna HealthSpring $349
Liberty Health Medicare HMO $356
Blue Cross Blue Shield Advantage65 $621
Blue Cross Blue Shield BlueCare $621
Blue Cross Blue Shield BlueMedicare HMO $621
Blue Cross Blue Shield BlueMedicare PPO $621
Blue Cross Blue Shield BlueSelect $621
Blue Cross Blue Shield HMO $621
Blue Cross Blue Shield BlueOptions $701

9 additional plans not shown.

Novant Health Ballantyne Medical Center

Cash: N/A
Insurance Plan Negotiated Rate
Blue Cross Blue Shield Blue Medicare $339
Humana Medicare $339
Pace of the Southern Piedmont All Plans $339
UnitedHealthcare Medicare $339
Aetna Medicare $348
Cigna HealthSpring $349
Liberty Health Medicare HMO $356
Blue Cross Blue Shield Advantage65 $621
Blue Cross Blue Shield BlueCare $621
Blue Cross Blue Shield BlueMedicare HMO $621
Blue Cross Blue Shield BlueMedicare PPO $621
Blue Cross Blue Shield BlueSelect $621
Blue Cross Blue Shield HMO $621
Blue Cross Blue Shield BlueOptions $701

9 additional plans not shown.

Before you call

The data in this report is from each hospital's publicly filed prices. Here's how to use it.

Confirm the price

Call the hospital's billing department and ask for a price estimate or Good Faith Estimate for MRI Lumbar Spine with and without Contrast (CPT 72158). Under federal law, they must provide this. Compare it to the published price in this report.

Ask about cash pay

If you haven't met your deductible, ask for the cash/self-pay rate. At many hospitals, the cash price is lower than the insurance-negotiated rate. You can see this in the insurance table above — some negotiated rates exceed the cash price.

Compare before you schedule

You are not required to use the facility your doctor referred you to. You can request a referral to any in-network facility. The same procedure, same quality — sometimes at a fraction of the price.

Ask about financial help

Most nonprofit hospitals in Virginia offer financial assistance to patients based on household income. This is separate from insurance — even insured patients can qualify. Ask billing for their Financial Assistance Policy.

Financial assistance by facility

Nonprofit hospitals are legally required to have financial assistance programs. Below is what we know about each facility's charitable care.

Facility Status Charity Care Provided How to Apply
Novant Health Presbyterian Medical Center Nonprofit Call billing, request Financial Assistance application
Novant Health Rowan Medical Center Nonprofit Call billing, request Financial Assistance application
Atrium Health Lincoln Local government N/A (for-profit)
Atrium Health Union Local government N/A (for-profit)
Atrium Health Pineville Local government N/A (for-profit)
Carolinas Medical Center-northeast Local government N/A (for-profit)
Carolinas Medical Center/behav Health Local government N/A (for-profit)
Stanly Regional Medical Center Nonprofit Call billing, request Financial Assistance application
Atrium Health University City Local government N/A (for-profit)
Atrium Health Cleveland Local government N/A (for-profit)
Atrium Health Anson Local government N/A (for-profit)
Novant Health Mint Hill Medical Center Nonprofit Call billing, request Financial Assistance application
Novant Health Matthews Medical Center Nonprofit Call billing, request Financial Assistance application
Novant Health Huntersville Medical Center Nonprofit Call billing, request Financial Assistance application
Novant Health Ballantyne Medical Center Nonprofit Call billing, request Financial Assistance application

What to do next

  1. Identify your top 2-3 facilities based on price, quality rating, and distance. The data in this report shows that lower price does not mean lower quality — check the star ratings.
  2. Call billing before you schedule. Confirm the published price. Ask for a Good Faith Estimate. Ask whether there's a prompt-pay or cash-pay discount beyond the listed rate.
  3. Check your deductible status. If you haven't met your deductible, compare the cash rate to what you'd owe through insurance. In some cases, paying cash is cheaper than using your plan.
  4. Apply for financial assistance if your household income is under $60,000-$125,000 (thresholds vary). Most eligible patients never apply because they don't know the program exists.
  5. Get everything in writing. Before your procedure, get a written price estimate. After, review the bill line by line. Roughly 80% of hospital bills contain errors (Becker's Hospital Review).

Data sources

Hospital prices
Published machine-readable files, required under CMS Hospital Price Transparency Rule (45 CFR Part 180)
Quality ratings
CMS Hospital Compare, updated quarterly
Patient satisfaction
HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems)
Financial data
CMS Cost Reports (charity care, revenue) and IRS 990 filings (officer compensation)

This report is for informational purposes only. It is not medical advice. Every price shown is a price a hospital published — not an estimate. Actual out-of-pocket costs depend on your insurance plan, deductible status, and clinical circumstances. Consult your healthcare provider and insurer before making decisions.