Summary

15 facilities within 25 miles of Charlotte publish prices for Lumpectomy. Cash prices range from $4,978 to $5,890 — a 1.2x difference for an identical procedure. The North Carolina average is $9,982.

$4,978 lowest
$5,890 highest
Best Value

Novant Health Presbyterian Medical Center

Charlotte, VA · Novant Health · 0.0 mi

$4,978 Cash price
4/5 CMS rating
65.0% Patient satisfaction

Lowest price among hospitals rated 4 stars or above. Patient satisfaction: 65%. Cash price of $4,978 is below the statewide average of $9,982.

All facilities ranked by price

1
Novant Health Presbyterian Medical Center 4★ · 0.0 mi · Nonprofit
$4,978
2
Atrium Health Lincoln 4★ · 0.3 mi · Local government
$5,890
3
Atrium Health Union 3★ · 0.3 mi · Local government
$5,890
4
Atrium Health Pineville 3★ · 0.0 mi · Local government
$5,890
5
Carolinas Medical Center-northeast 3★ · 0.3 mi · Local government
$5,890
6
Carolinas Medical Center/behav Health 3★ · 0.0 mi · Local government
$5,890
7
Stanly Regional Medical Center 3★ · 0.3 mi · Nonprofit
$5,890
8
Atrium Health University City 3★ · 0.0 mi · Local government
$5,890
9
Atrium Health Cleveland 2★ · 0.3 mi · Local government
$5,890
10
Atrium Health Anson · 0.3 mi · Local government
$5,890
Complete facility data
# Facility Cash Price Gross Charge Markup CMS Stars Patient Rating Ownership
1 Novant Health Presbyterian Medical Center Novant Health Charlotte, NC · 0.0 mi $4,978 $9,956 2.0x 4/5 65.0% Nonprofit
2 Atrium Health Lincoln Atrium Health Lincolnton, NC · 0.3 mi $5,890 $11,781 2.0x 4/5 80.0% Local government
3 Atrium Health Union Atrium Health Monroe, NC · 0.3 mi $5,890 $11,781 2.0x 3/5 74.0% Local government
4 Atrium Health Pineville Atrium Health Charlotte, NC · 0.0 mi $5,890 $11,781 2.0x 3/5 72.0% Local government
5 Carolinas Medical Center-northeast Atrium Health Concord, NC · 0.3 mi $5,890 $11,781 2.0x 3/5 71.0% Local government
6 Carolinas Medical Center/behav Health Atrium Health Charlotte, NC · 0.0 mi $5,890 $11,781 2.0x 3/5 71.0% Local government
7 Stanly Regional Medical Center Atrium Health Albemarle, NC · 0.3 mi $5,890 $11,781 2.0x 3/5 71.0% Nonprofit
8 Atrium Health University City Atrium Health Charlotte, NC · 0.0 mi $5,890 $11,781 2.0x 3/5 66.0% Local government
9 Atrium Health Cleveland Atrium Health Shelby, NC · 0.3 mi $5,890 $11,781 2.0x 2/5 71.0% Local government
10 Atrium Health Anson Atrium Health Wadesboro, NC · 0.3 mi $5,890 $11,781 2.0x 81.0% Local government
11 Novant Health Mint Hill Medical Center Novant Health Charlotte, NC · 0.0 mi 4/5 81.0% Nonprofit
12 Novant Health Matthews Medical Center Novant Health Matthews, NC · 0.3 mi 4/5 70.0% Nonprofit
13 Novant Health Huntersville Medical Center Novant Health Huntersville, NC · 0.3 mi 4/5 66.0% Nonprofit
14 Novant Health Rowan Medical Center Novant Health Salisbury, NC · 0.3 mi 2/5 63.0% Nonprofit
15 Novant Health Ballantyne Medical Center Novant Health Charlotte, NC · 0.0 mi 80.0% Nonprofit

Insurance negotiated rates by facility

The rates below are what each insurer has contractually agreed to pay this hospital for Lumpectomy. Your actual out-of-pocket cost depends on your deductible status and copay structure.

Novant Health Presbyterian Medical Center

Cash: $4,978
Insurance Plan Negotiated Rate vs Cash
Carolina Complete Medicaid $1,734 -$3,244
AmeriHealth Medicaid $1,769 -$3,209
Blue Cross Blue Shield Healthy Blue Medicaid $1,769 -$3,209
UnitedHealthcare Medicaid $1,769 -$3,209
Wellcare Medicaid $1,769 -$3,209
Blue Cross Blue Shield Blue Home $3,226 -$1,752
Caresource North Carolina Qualified Health Plan $3,285 -$1,693
Blue Cross Blue Shield Blue Medicare $3,805 -$1,173
Humana Medicare $3,805 -$1,173
Pace of the Southern Piedmont All Plans $3,805 -$1,173
UnitedHealthcare Medicare $3,805 -$1,173
Aetna Medicare $3,900 -$1,078
Cigna HealthSpring $3,919 -$1,059
Liberty Health Medicare HMO $3,995 -$983

37 additional plans not shown.

Atrium Health Lincoln

Cash: $5,890
Insurance Plan Negotiated Rate vs Cash
Amerihealth Caritas Managed Medicaid $1,329 -$4,562
Alliance Behavioral Health $1,342 -$4,549
Carolina Complete Health Managed Medicaid $1,354 -$4,537
Healthy Blue Managed Medicaid $1,354 -$4,537
Wellcare Managed Medicaid $1,354 -$4,537
Partners Managed Medicaid $1,367 -$4,524
Vaya Managed Medicaid $1,367 -$4,524
Alliance Managed Medicaid $1,381 -$4,510
Trillium Managed Medicaid $1,394 -$4,497
UnitedHealthcare Managed Medicaid $1,959 -$3,931
Aetna Connected North Carolina Individual HMO $3,122 -$2,769
Humana Medicare Advantage $3,664 -$2,226
Aetna Medicare Advantage $3,718 -$2,172
Cigna Medicare Advantage $3,772 -$2,118
UnitedHealthcare Medicare Advantage $3,783 -$2,107

26 additional plans not shown.

Atrium Health Union

Cash: $5,890
Insurance Plan Negotiated Rate vs Cash
Partners Managed Medicaid $1,532 -$4,359
Amerihealth Caritas Managed Medicaid $1,543 -$4,347
Alliance Managed Medicaid $1,559 -$4,332
Carolina Complete Health Managed Medicaid $1,573 -$4,318
Healthy Blue Managed Medicaid $1,573 -$4,318
Wellcare Managed Medicaid $1,573 -$4,318
UnitedHealthcare Managed Medicaid $1,579 -$4,312
Vaya Managed Medicaid $1,588 -$4,302
Trillium Managed Medicaid $1,620 -$4,271
Alliance Behavioral Health $1,823 -$4,068
Blue Cross Blue Shield Local Individual Commercial $1,884 -$4,007
Blue Cross Blue Shield Local Group Commercial $2,527 -$3,363
Aetna Connected North Carolina Individual HMO $3,122 -$2,769
Blue Cross Blue Shield HMO-PPO Managed Care $3,326 -$2,565
Ambetter CoBranded Commercial $3,512 -$2,379

28 additional plans not shown.

Atrium Health Pineville

Cash: $5,890
Insurance Plan Negotiated Rate vs Cash
Partners Managed Medicaid $1,178 -$4,712
Amerihealth Caritas Managed Medicaid $1,196 -$4,695
Alliance Behavioral Health $1,208 -$4,683
Carolina Complete Health Managed Medicaid $1,218 -$4,672
Healthy Blue Managed Medicaid $1,218 -$4,672
Wellcare Managed Medicaid $1,218 -$4,672
Vaya Managed Medicaid $1,230 -$4,661
Alliance Managed Medicaid $1,249 -$4,642
Trillium Managed Medicaid $1,255 -$4,636
UnitedHealthcare Managed Medicaid $1,762 -$4,128
Blue Cross Blue Shield Local Individual Commercial $2,185 -$3,705
Blue Cross Blue Shield Local Group Commercial $2,909 -$2,982
Aetna Connected North Carolina Individual HMO $3,122 -$2,769
Ambetter CoBranded Commercial $3,422 -$2,468
Humana Medicare Advantage $3,715 -$2,176

29 additional plans not shown.

Carolinas Medical Center-northeast

Cash: $5,890
Insurance Plan Negotiated Rate vs Cash
Amerihealth Caritas Managed Medicaid $1,446 -$4,445
Alliance Behavioral Health $1,460 -$4,431
Carolina Complete Health Managed Medicaid $1,473 -$4,418
Wellcare Managed Medicaid $1,473 -$4,418
Healthy Blue Managed Medicaid $1,473 -$4,418
Partners Managed Medicaid $1,484 -$4,406
Vaya Managed Medicaid $1,488 -$4,403
UnitedHealthcare Managed Medicaid $1,500 -$4,391
Alliance Managed Medicaid $1,502 -$4,388
Trillium Managed Medicaid $1,517 -$4,373
Blue Cross Blue Shield Local Individual Commercial $2,043 -$3,848
Blue Cross Blue Shield Local Group Commercial $2,805 -$3,085
Aetna Connected North Carolina Individual HMO $3,122 -$2,769
Ambetter CoBranded Commercial $3,422 -$2,468
Blue Cross Blue Shield HMO-PPO Managed Care $3,691 -$2,200

32 additional plans not shown.

Carolinas Medical Center/behav Health

Cash: $5,890
Insurance Plan Negotiated Rate vs Cash
Molina Managed Medicaid $879 -$5,011
Blue Cross Blue Shield Local Individual Commercial $2,256 -$3,634
Amerihealth Caritas Managed Medicaid $2,569 -$3,321
Partners Managed Medicaid $2,592 -$3,299
Alliance Behavioral Health $2,594 -$3,296
Carolina Complete Health Managed Medicaid $2,615 -$3,275
Healthy Blue Managed Medicaid $2,618 -$3,273
Wellcare Managed Medicaid $2,618 -$3,273
Vaya Managed Medicaid $2,644 -$3,247
Alliance Managed Medicaid $2,670 -$3,221
Trillium Managed Medicaid $2,697 -$3,194
Blue Cross Blue Shield Local Group Commercial $2,781 -$3,109
Aetna Connected North Carolina Individual HMO $3,122 -$2,769
Ambetter CoBranded Commercial $3,422 -$2,468
Blue Cross Blue Shield HMO-PPO Managed Care $3,659 -$2,231

34 additional plans not shown.

Stanly Regional Medical Center

Cash: $5,890
Insurance Plan Negotiated Rate vs Cash
Partners Managed Medicaid $1,414 -$4,477
Alliance Behavioral Health $1,415 -$4,476
Wellcare Managed Medicaid $1,427 -$4,464
Carolina Complete Health Managed Medicaid $1,427 -$4,464
Healthy Blue Managed Medicaid $1,427 -$4,464
Amerihealth Caritas Managed Medicaid $1,441 -$4,450
Vaya Managed Medicaid $1,441 -$4,450
Alliance Managed Medicaid $1,455 -$4,436
Trillium Managed Medicaid $1,469 -$4,421
UnitedHealthcare Managed Medicaid $2,069 -$3,822
Blue Cross Blue Shield Local Individual Commercial $2,227 -$3,664
Blue Cross Blue Shield Local Group Commercial $2,730 -$3,161
Aetna Connected North Carolina Individual HMO $3,122 -$2,769
Blue Cross Blue Shield HMO-PPO Managed Care $3,592 -$2,298
Ambetter CoBranded Commercial $3,604 -$2,287

31 additional plans not shown.

Atrium Health University City

Cash: $5,890
Insurance Plan Negotiated Rate vs Cash
Partners Managed Medicaid $1,178 -$4,712
Amerihealth Caritas Managed Medicaid $1,208 -$4,683
Alliance Behavioral Health $1,219 -$4,671
Carolina Complete Health Managed Medicaid $1,230 -$4,661
Wellcare Managed Medicaid $1,230 -$4,661
Healthy Blue Managed Medicaid $1,230 -$4,661
Vaya Managed Medicaid $1,242 -$4,649
Alliance Managed Medicaid $1,255 -$4,636
Trillium Managed Medicaid $1,266 -$4,624
UnitedHealthcare Managed Medicaid $1,780 -$4,110
Blue Cross Blue Shield Local Individual Commercial $1,863 -$4,028
Blue Cross Blue Shield Local Group Commercial $2,366 -$3,525
Blue Cross Blue Shield HMO-PPO Managed Care $3,113 -$2,778
Aetna Connected North Carolina Individual HMO $3,122 -$2,769
Ambetter CoBranded Commercial $3,468 -$2,422

32 additional plans not shown.

Atrium Health Cleveland

Cash: $5,890
Insurance Plan Negotiated Rate vs Cash
Partners Managed Medicaid $1,649 -$4,241
Amerihealth Caritas Managed Medicaid $1,662 -$4,228
Healthy Blue Managed Medicaid $1,694 -$4,196
Carolina Complete Health Managed Medicaid $1,694 -$4,196
Wellcare Managed Medicaid $1,694 -$4,196
Vaya Managed Medicaid $1,711 -$4,180
Trillium Managed Medicaid $1,745 -$4,146
Alliance Managed Medicaid $1,748 -$4,142
Alliance Behavioral Health $1,972 -$3,918
Blue Cross Blue Shield Local Individual Commercial $2,128 -$3,763
UnitedHealthcare Managed Medicaid $2,466 -$3,425
Blue Cross Blue Shield Local Group Commercial $2,750 -$3,141
Aetna Connected North Carolina Individual HMO $3,122 -$2,769
Blue Cross Blue Shield HMO-PPO Managed Care $3,618 -$2,273
Humana Medicare Advantage $3,668 -$2,223

31 additional plans not shown.

Atrium Health Anson

Cash: $5,890
Insurance Plan Negotiated Rate vs Cash
Amerihealth Caritas Managed Medicaid $1,762 -$4,128
Alliance Behavioral Health $1,780 -$4,110
Partners Managed Medicaid $1,795 -$4,095
Wellcare Managed Medicaid $1,795 -$4,095
Carolina Complete Health Managed Medicaid $1,795 -$4,095
Healthy Blue Managed Medicaid $1,795 -$4,095
Vaya Managed Medicaid $1,813 -$4,077
Alliance Managed Medicaid $1,813 -$4,077
Trillium Managed Medicaid $1,850 -$4,041
UnitedHealthcare Managed Medicaid $2,604 -$3,287
Aetna Connected North Carolina Individual HMO $3,122 -$2,769
Ambetter CoBranded Commercial $3,604 -$2,287
Humana Medicare Advantage $3,715 -$2,176
Aetna Medicare Advantage $3,770 -$2,121
Cigna Medicare Advantage $3,824 -$2,066

27 additional plans not shown.

Novant Health Mint Hill Medical Center

Cash: N/A
Insurance Plan Negotiated Rate
Blue Cross Blue Shield Blue Medicare $3,805
Humana Medicare $3,805
Pace of the Southern Piedmont All Plans $3,805
UnitedHealthcare Medicare $3,805
Aetna Medicare $3,900
Cigna HealthSpring $3,919
Liberty Health Medicare HMO $3,995

Novant Health Matthews Medical Center

Cash: N/A
Insurance Plan Negotiated Rate
Blue Cross Blue Shield Blue Medicare $3,805
Humana Medicare $3,805
Pace of the Southern Piedmont All Plans $3,805
UnitedHealthcare Medicare $3,805
Aetna Medicare $3,900
Cigna HealthSpring $3,919
Liberty Health Medicare HMO $3,995

Novant Health Huntersville Medical Center

Cash: N/A
Insurance Plan Negotiated Rate
Blue Cross Blue Shield Blue Medicare $3,805
Humana Medicare $3,805
Pace of the Southern Piedmont All Payer $3,805
UnitedHealthcare Medicare $3,805
Aetna Medicare $3,900
Cigna HealthSpring $3,919
Liberty Health Medicare HMO $3,995

Novant Health Rowan Medical Center

Cash: N/A
Insurance Plan Negotiated Rate
Blue Cross Blue Shield Blue Medicare $3,805
Humana Medicare $3,805
Pace of the Southern Piedmont All Plans $3,805
UnitedHealthcare Medicare $3,805
Aetna Medicare $3,900
Cigna HealthSpring $3,919
Liberty Health Medicare HMO $3,995

Novant Health Ballantyne Medical Center

Cash: N/A
Insurance Plan Negotiated Rate
Blue Cross Blue Shield Blue Medicare $3,805
Humana Medicare $3,805
Pace of the Southern Piedmont All Plans $3,805
UnitedHealthcare Medicare $3,805
Aetna Medicare $3,900
Cigna HealthSpring $3,919
Liberty Health Medicare HMO $3,995

Before you call

The data in this report is from each hospital's publicly filed prices. Here's how to use it.

Confirm the price

Call the hospital's billing department and ask for a price estimate or Good Faith Estimate for Lumpectomy (CPT 19301). Under federal law, they must provide this. Compare it to the published price in this report.

Ask about cash pay

If you haven't met your deductible, ask for the cash/self-pay rate. At many hospitals, the cash price is lower than the insurance-negotiated rate. You can see this in the insurance table above — some negotiated rates exceed the cash price.

Compare before you schedule

You are not required to use the facility your doctor referred you to. You can request a referral to any in-network facility. The same procedure, same quality — sometimes at a fraction of the price.

Ask about financial help

Most nonprofit hospitals in Virginia offer financial assistance to patients based on household income. This is separate from insurance — even insured patients can qualify. Ask billing for their Financial Assistance Policy.

Financial assistance by facility

Nonprofit hospitals are legally required to have financial assistance programs. Below is what we know about each facility's charitable care.

Facility Status Charity Care Provided How to Apply
Novant Health Presbyterian Medical Center Nonprofit Call billing, request Financial Assistance application
Atrium Health Lincoln Local government N/A (for-profit)
Atrium Health Union Local government N/A (for-profit)
Atrium Health Pineville Local government N/A (for-profit)
Carolinas Medical Center-northeast Local government N/A (for-profit)
Carolinas Medical Center/behav Health Local government N/A (for-profit)
Stanly Regional Medical Center Nonprofit Call billing, request Financial Assistance application
Atrium Health University City Local government N/A (for-profit)
Atrium Health Cleveland Local government N/A (for-profit)
Atrium Health Anson Local government N/A (for-profit)
Novant Health Mint Hill Medical Center Nonprofit Call billing, request Financial Assistance application
Novant Health Matthews Medical Center Nonprofit Call billing, request Financial Assistance application
Novant Health Huntersville Medical Center Nonprofit Call billing, request Financial Assistance application
Novant Health Rowan Medical Center Nonprofit Call billing, request Financial Assistance application
Novant Health Ballantyne Medical Center Nonprofit Call billing, request Financial Assistance application

What to do next

  1. Identify your top 2-3 facilities based on price, quality rating, and distance. The data in this report shows that lower price does not mean lower quality — check the star ratings.
  2. Call billing before you schedule. Confirm the published price. Ask for a Good Faith Estimate. Ask whether there's a prompt-pay or cash-pay discount beyond the listed rate.
  3. Check your deductible status. If you haven't met your deductible, compare the cash rate to what you'd owe through insurance. In some cases, paying cash is cheaper than using your plan.
  4. Apply for financial assistance if your household income is under $60,000-$125,000 (thresholds vary). Most eligible patients never apply because they don't know the program exists.
  5. Get everything in writing. Before your procedure, get a written price estimate. After, review the bill line by line. Roughly 80% of hospital bills contain errors (Becker's Hospital Review).

Data sources

Hospital prices
Published machine-readable files, required under CMS Hospital Price Transparency Rule (45 CFR Part 180)
Quality ratings
CMS Hospital Compare, updated quarterly
Patient satisfaction
HCAHPS (Hospital Consumer Assessment of Healthcare Providers and Systems)
Financial data
CMS Cost Reports (charity care, revenue) and IRS 990 filings (officer compensation)

This report is for informational purposes only. It is not medical advice. Every price shown is a price a hospital published — not an estimate. Actual out-of-pocket costs depend on your insurance plan, deductible status, and clinical circumstances. Consult your healthcare provider and insurer before making decisions.